Carla, together with Rose and Joe Baldin, owners of the franchise Dominion Lending Centres Mortgage Works, and her knowledgeable team of mortgage lenders have more than 25 years of experience in the banking industry and the mortgage industry, including in the US and Caribbean markets.
They are able to guide you through the process of deciding the best option when you are investing, buying or building a new home or wanting to refinance your present home.
What inspires Carla Ardon the most is “to be able to interact with people, guide them through the process of deciding what is the best option to obtain the biggest investment of their life.” The team at Dominion Lending Centres Mortgage Works are all family oriented and feel that they owe the community respect and gratitude for their constant support. Carla and her team of lenders strive to provide honest, professional and reliable service to every client that they meet.
Carla Ardon was born in the Caribbean, speaks fluently in English and Spanish and is licensed in the Province of Ontario and in the State of Florida as a Mortgage Broker. Carla is very knowledgeable regarding the Real Estate industry as she is also licensed as a Certified Real Estate Agent in Puerto Rico. Carla holds an MBA from the University of Phoenix, Arizona. .. and… This very talented Oakville woman, as committed to your family as she is to hers, is a devoted wife and mother of two girls.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
The constant changes in Banks and Government regulations define Carla’s approach and servicing. It becomes very difficult for the consumer to understand the process involved.
Licensed mortgage professionals such as Carla and her team offer their clients more choices and access to hundreds of mortgage products; a diverse selection of lenders are available! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
The team at Dominion Lending Centres Mortgage Works says that “The real estate market has been impacted globally. Here in Canada, tighter policy regulations have slowed down the housing market. Shortened amortization schedules and the new guidelines for business have changed the approach for first time home buyers.”
These regulations have also contributed to giving Canada one of the strongest economies. Carla says, “Our hope is that, as in past years, the market will find the balance to maintain itself and provide for the best interest of the customer.”
Q: Tips for Homebuyers right now?
“We haven’t seen a market where mortgage rates have been fluctuating around the 3% mark for so many years. Thanks to lower inflation rates, we have been able to maintain these low rates for an extended period of time. But as the global market starts to recuperate, the Canadian Government predicts that the rates will rise.
Knowing this, new homebuyers are at a ‘great moment’ to obtain spectacular products at incredible rates, as well as for refinances. Our most valuable recommendation to our clients at this moment is to lock these rates for longer than 5 year terms. Although the 5 year rates are extremely attractive, the client does run the risk of having their mortgage come up for renewal in 5 years in the middle of an increasing interest rate market. It’s just unbelievable that right now lenders have products with 10 year term for less than 4%. Why not take advantage of that!!”
Carla Ardon and her team at Dominion Lending Centres Mortgage Works educate each client so they can make an informed decision and pride themselves for giving the most trustworthy information that applies to the unique situation of each person. Carla says, “When the client sees the value added, they see the benefit of our services.”
To contact Carla Ardon call 647-465-8177 or visit her website at www.carlaardon.com